Terms of Service

Effective Date: August 10th, 2025
Last Updated: August 10th, 2025

1. Agreement to Terms

By accessing or using GrowAdvisor's services, website, or platform (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, then you may not access our Services.

2. Description of Services

GrowAdvisor provides lead generation and marketing services specifically designed for financial advisors and financial services professionals. Our Services include:

  • Data-driven prospect identification

  • Personalized outreach campaign creation and management

  • Appointment setting services

  • Marketing automation and optimization

  • Related consulting and support services

3. Eligibility and Account Registration

3.1 Eligibility

You must be at least 18 years old and capable of forming a binding contract to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.

3.2 Account Information

When you register for an account, you agree to:

  • Provide accurate, current, and complete information

  • Maintain and promptly update your account information

  • Maintain the security of your password and account

  • Accept responsibility for all activities that occur under your account

  • Notify us immediately of any unauthorized use

4. Financial Services Compliance

4.1 Regulatory Compliance

You acknowledge and agree that:

  • All marketing activities must comply with applicable financial services regulations, including but not limited to FINRA rules, SEC regulations, and state insurance laws

  • You are solely responsible for compliance review and approval of all marketing materials

  • GrowAdvisor does not provide legal or compliance advice

  • You must provide necessary compliance guidelines for your campaigns

4.2 Prohibited Activities

You agree not to use our Services to:

  • Make false or misleading statements about investment returns

  • Guarantee investment performance

  • Target individuals who do not meet your regulatory suitability requirements

  • Violate any applicable laws or regulations

  • Engage in any activity that would require GrowAdvisor to obtain securities licenses

5. Service Terms and Limitations

5.1 Lead Generation Services

  • We use publicly available information and data sources to identify potential prospects

  • We do not guarantee any specific number of appointments or conversions

  • Results may vary based on market conditions, target criteria, and other factors

  • All appointments are subject to prospect availability and interest

5.2 Client Responsibilities

You agree to:

  • Provide accurate ideal client profiles and targeting criteria

  • Respond promptly to qualified leads and scheduled appointments

  • Maintain professional standards in all prospect interactions

  • Provide feedback on lead quality and campaign performance

  • Ensure all campaigns comply with your firm's compliance requirements

6. Payment Terms

6.1 Fees and Billing

  • Service fees are as agreed upon in your service agreement

  • Payments are due in advance on a monthly basis

  • All fees are non-refundable unless otherwise specified

  • We reserve the right to modify pricing with 30 days' notice

6.2 Taxes

You are responsible for all applicable taxes related to your use of our Services, excluding taxes based on GrowAdvisor's income.

7. Intellectual Property Rights

7.1 GrowAdvisor Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, and software, are owned by GrowAdvisor and protected by intellectual property laws.

7.2 Client Content

You retain ownership of content you provide to us. By providing content, you grant us a license to use, modify, and display such content as necessary to provide our Services.

7.3 Feedback

Any feedback, suggestions, or recommendations you provide regarding our Services shall become the property of GrowAdvisor.

8. Confidentiality

Both parties agree to maintain the confidentiality of any proprietary or confidential information shared during the course of the service relationship. This includes:

  • Business strategies and plans

  • Customer lists and prospect data

  • Pricing and financial information

  • Technical processes and methodologies

9. Data Protection and Privacy

9.1 Data Processing

We process data in accordance with our Privacy Policy and applicable data protection laws. You acknowledge that:

  • We may collect and process publicly available information

  • We maintain appropriate security measures for data protection

  • We do not sell or share client data with third parties

9.2 Data Ownership

  • You retain ownership of your customer and prospect data

  • We retain ownership of our processes, methodologies, and aggregated analytical data

  • Upon termination, we will return or delete your data as requested

10. Disclaimers and Limitations of Liability

10.1 Service Disclaimer

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT GUARANTEE ANY SPECIFIC RESULTS FROM USE OF OUR SERVICES.

10.2 Limitation of Liability

IN NO EVENT SHALL GROWADVISOR BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

10.3 Maximum Liability

OUR TOTAL LIABILITY SHALL NOT EXCEED THE TOTAL FEES PAID BY YOU TO GROWADVISOR IN THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.

11. Indemnification

You agree to indemnify, defend, and hold harmless GrowAdvisor and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses arising from:

  • Your breach of these Terms

  • Your violation of applicable laws or regulations

  • Your use of the Services

  • Any content you provide

  • Your interactions with prospects generated through our Services

12. Termination

12.1 Termination by Either Party

Either party may terminate the service relationship:

  • For convenience with 30 days' written notice

  • Immediately for material breach after written notice and failure to cure

  • Immediately if required by law or regulation

12.2 Effect of Termination

Upon termination:

  • Your access to the Services will be discontinued

  • All outstanding fees become immediately due

  • Each party will return or destroy confidential information

  • Sections related to intellectual property, confidentiality, limitations of liability, and indemnification survive termination

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms shall be governed by the laws of the State of California, without regard to its conflict of law provisions.

13.2 Dispute Resolution

Any disputes arising under these Terms shall first be attempted to be resolved through good faith negotiations. If unsuccessful, disputes shall be resolved through binding arbitration in accordance with the American Arbitration Association rules.

14. General Provisions

14.1 Entire Agreement

These Terms, together with any service agreement and our Privacy Policy, constitute the entire agreement between you and GrowAdvisor.

14.2 Amendments

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the new Terms on our website and updating the "Last Updated" date.

14.3 Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14.4 Waiver

No waiver of any term or condition shall be deemed a further or continuing waiver of such term or any other term.

14.5 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations without restriction.

15. Beta Program Terms

If you are participating in our Beta Program:

  • Services are provided at discounted rates in exchange for feedback

  • You agree to provide regular feedback on service quality

  • Beta pricing is subject to change after the beta period

  • We may use aggregated performance data for marketing purposes

16. Contact Information

For questions about these Terms of Service, please contact us at:

GrowAdvisor
18332 Strathern St.
Reseda, CA 91335
Email: ujwal.kashyap@growadvisor.com
General Inquiries: ujwal.kashyap@growadvisor.com
Phone: 1(818)614-0342

17. Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM.